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Financial Modeling

Capital decisions deserve models, not guesses. I build financial models that shaped real capital allocation — scenarios, sensitivities, and a clear recommendation, not a spreadsheet handoff.

The Workflow — How I Approach It

1

Define the decision

Start from the question the model must answer — capital, cost, or investment.

2

Structure inputs and drivers

Separate assumptions from calculations — so the model is auditable.

3

Build the model

Cost, benefit, and timing modeled on the business logic — not a template.

4

Scenario-test

Base, downside, and upside — the decision must survive all three.

5

Stress-test the assumptions

Challenge the inputs before leadership does — credibility is earned here.

6

Present with the ask

End in a clear recommendation and the decision needed — not a model dump.

My Operating View — The 2 Cents

A model is a decision tool. My 2 cents: if the model can’t show the downside, it’s not a model — it’s an argument. Show leadership what breaks and when, and the case earns the capital.

What Worked & What Didn’t

What Worked

  • Models that shaped capital-allocation decisions at a tier-1 hospital.
  • Scenario views — leadership decided with the downside visible.

What Didn’t

  • Single-scenario optimism — the case collapsed at first scrutiny.
  • Template models — neat structure, wrong business logic.